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The Loan Process |
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The mortgage application process requires many steps and we strive to make this as easy as
possible for you.
You can start by applying online which provides us with some basic
information to start the loan process. By completing the online application you give us permission to obtain
a credit report. We will contact you to get more detailed
information about you, your employment record, the house you want to purchase or refinance, etc.
At this point we will find a lender that offers the loan program that will meet your specific needs and request
a pre-approval on your loan. Your loan originator will schedule a meeting to discuss a variety of items including
monthly payment, interest rate, closing costs, etc. Be prepared to bring items such as W2's,
bank statements, paycheck stubs, tax returns, purchase contract, etc. to the meeting. Your originator
will tell you exactly what is needed for the meeting.
Once this information is received, we will process the loan to obtain a final approval from our lender's
underwriting department. We do everything from initial application to scheduling a closing. We will guide you through the mortgage process explaining each step as we work our way to final approval. It’s our job to get your loan closed.
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